Finding A Home
FINDING A HOME
Investing in a home is one of the most important decisions you’ll make. A home is so much more than a roof over your head, your home is where life happens and memories are made, all while building a financial foundation for your future.
When you work with our team, you benefit from our combined experience, and together we will work toward a sound decision for your future. Below are the steps for a successful home purchase:
GET PREAPPROVED FOR A LOAN
- Understand what you can comfortably afford
- Determine your monthly mortgage payment
- This allows us to move quickly when we find the right house
FIND YOUR NEW HOME
- Compare homes and neighborhoods, then narrow down the neighborhoods you want to live in
- “Favorite” homes in the search your agent creates and save them to collections
- Schedule home tours with your agent
MAKE YOUR OFFER, NEGOTIATE TERMS & GET UNDER CONTRACT
HOME INSPECTION
- A professional home inspection, which discloses vital information about a home, is a must before finalizing your purchase.
HOME INSURANCE
- Home insurance protects your new home and belongings from accidental damages. Make sure you insure your home with a plan that fits your needs.
BEFORE YOU CLOSE
- Reserve a moving company and set a moving date
- Connect with your lender to wire down payment funds. Transfer funds for closing. You will need to cover the cost of closing and the down payment. Bring a printed confirmation of your wire transfer to the title company at closing
- Change your address through USPS, your bank, and other companies
- Set up your utilities to be activated or transferred on closing date
- Confirm that all contingencies are resolved
- Schedule the final property walk-through
- Stay in close contact with your agent, lender, and title company
CLOSING DAY: WHAT TO BRING
- Government-issued photo ID(s)
- Social Security numbers
IT’S CLOSING DAY!!
- Sign closing disclosure, promissory note, and all other documentation
- Title transfer
- Deed delivery
- Save your paperwork in a safe location
- Get your keys and garage door openers